Access options
Choose how you want to use FinanceFlow
Start in demo mode, use the Free plan for core tracking, or upgrade to Basic or Pro for more AI and advanced features.
Switch to annual billing to view discounted effective monthly rates.
Compare FinanceFlow plan options
Review what is included, what is limited, and which plan is the best fit for your financial workflow before choosing a subscription.
Demo mode
Explore the experience with curated sample data.
- No subscription required
- Guided product walkthrough
- Ideal for evaluation and recruiting demos
- AI Assistant chat is disabled in demo mode
Free$0/mo
A limited live plan with access to Overview and Accounts only.
- Live Overview and Accounts pages
- Basic balance and recent transaction visibility
- Use Billing anytime to upgrade
- Other features require Basic or Pro
Included on this plan
- Overview page access
- Accounts page access
- View balances and recent transactions
- Billing page access for upgrades
Limited on this plan
- Transactions, budgets, subscriptions, and assistant pages
- AI Assistant chat and advanced AI insights
- Credit score lab, card perks, investments, and invoices
- Most premium features require Basic or Pro
Basic$5/mo
Core finance tracking with structured monthly planning.
- Accounts and transactions
- Budgets and reminders
- Subscription tracking
- AI Assistant access for everyday questions and planning.
- 7-day free trial
Included on this plan
- Full tracking with budgets and reminders
- AI Assistant for everyday questions
- Live subscription tracking
- 7-day free trial for paid features
Limited on this plan
- Lower AI message allowance than Pro
- Advanced AI insights (Pro)
- Subscription optimizer (Pro)
- Credit score lab and premium Pro tools
Most popular
Best value for active users
Pro$10/mo
Everything in Basic plus premium AI guidance and power-user features.
- Everything in Basic
- More AI Assistant access for frequent conversations and deeper planning.
- Advanced AI insights
- Subscription optimizer
- Credit score lab & report
- Priority support
- 7-day free trial
Included on this plan
- Everything in Basic
- More AI Assistant access for frequent usage
- Advanced AI insights and subscription optimizer
- Credit score lab, card perks, investments, and invoices
- Priority support
Limited on this plan
- AI fair-use safeguards still apply
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